Danielle Cullip – Featured Agent

Silverhawk Realty Ada County Branch Manager

My commitment to customer service and professionalism are the basis of my foundation. Connecting deeply and serving others, along with building strong valuable relationships are my primary focus.
I have been passionate about real estate since 2004 and I thrive on continued education, knowledge and volunteering in the industry.

I am a rock-star mom of three amazing children: Blake who loves to hunt, plays sports and ride his dirt bike. Jocelyn enjoys reading and dance classes … And Ian is all about controlling his 4-year-old environment.

When I am not serving others in real estate, I love spending time with my family and friends … and being active on the water during the summer months. I also love reading great books and keeping up with the newest trends and styles at the shopping malls.

I am a team player that approaches every situation with a go-giver attitude, and thrive on helping others meet their needs. I am currently the Ada County Branch Manager for our Meridian Silverhawk Realty Office!

Contact me today – 208-371-9044!!


Awards & Designations Circle Of Excellence Top Producer for 2009, 2010, 2011, 2012, 2013, and 201

Rusty Roe – Featured Agent

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I have always had and still have a passion for helping people.  I believe in honesty is the best policy in life.  I go beyond the average real estate agent duty of just buying and selling your house.   I have helped make home repairs for sellers and helped buyers and sellers move in and out of homes.  I make friendships with my clients.
I have lived in the Treasure Valley for 44 years.  I have served in the Idaho Air National Guard for 24 years.  Twenty of those years, I was a full time employee for the National Guard.  I have been in the real estate field for 10 years.  I have 4 children with my oldest just becoming a first time buyer herself.  I look forward to helping you find or sell your home. Call today – 208-870-0185!!


Facebook: Rusty Roe With Silverhawk Realty

James Barrett – Featured Agent

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Your  local Real Estate Agent, in the Treasure Valley now for over 12 years, and small business owner for over 25 years in Caldwell. I raised a family of 4 children, all attending Caldwell Schools. With a background in Department Management in Retail Sales, and as Owner of a Service Business here, I have come to know, and work closely with many area residents , and many coming to our area…addressing their Real Estate needs, whether it be selling their home, or buying their dream home. I’m committed to making your Real Estate experience be one that is comfortable for you, and assist you in making your best Real Estate decisions. Come and meet our team of professionals, here in Caldwell. Call me anytime with your questions, and thank you for considering me and my expertise, for your Real Estate experience.  James Barrett – 353-3771!
Announcing him this week as our “Featured Agent” is so special, as James is expecting another grand-baby this week! Congratulations James & Family!!!

Cindy Zachman – Featured Agent


I love this beautiful state of Idaho and have lived here for twenty three years. I first became a Realtor in 1989 serving clients, family and friends. After doing many relocation packages to Idaho, we moved here and made the Treasure Valley our home. I began working with Silverhawk Realty in 2016 which is all about the highest level of service, integrity and community involvement which is so important to me.  I absolutely love to listen to your needs and goals and will look after every detail to help you buy and/or sell your home.

Another love that I have is spending time with my family, friends and serving in church. I love hiking, taking long walks, and new adventures with my husband of 32 years. We have two children and three grandsons that I adore and treasure!

I would love the opportunity to serve you during this exciting time in achieving your dream of home ownership and to help you reach your goals! Call me today – 208.286.8423!!


Destination Vacation Spots


What do destination spots mean for real estate? Most might think expensive or over-saturated and competitive, possibly too touristy and cliché. But what if you could find a piece of real estate in a destination spot that claims none of those characteristics – would you be willing to check it out for yourself, possibly see and experience what a vacation rental as an investment option might offer?

When looking for vacation rental options in destination areas, be it beachside, cityscape, country living, or tropical, most folks are traveling for the experiences to be had and new views to take in on their average ten-day vacation. A full year of ten-day vacations is a lot of time to get vacationers in your vacation rental and a lot of money to be made. While hotels are a dime a dozen and on every corner depending where you’re vacationing, condos, townhouses, vacation homes and apartments are still preferred by families. With the added space, privacy and amenities, vacation rentals offer more space for less cost per night than hotels, which makes vacation rentals a win for investors.

Of course finding the ideal vacation rental is key, but that might be easier and more local than you could imagine. You’ll never guess what local city made Vogue’s Ten Hottest Travel Destinations of 2017*.  Right up there next to tropical paradises, infinite beaches, islands, and must-have cultural experiences, our little Idaho has made the list, with Boise as “one of America’s most desirable second-tier cities.” Vogue gushed over the Modern Hotel and Bar, quintessential coffee shops, the booming craft beer venues, distilleries, and Boise’s cultural feel. But what would Idaho be without giving props to its outdoorsy life? Credit to Sun Valley and Ketchum were likened to Aspen in the 1960’s, a throwback to laidback attitudes. With access to trails for hiking, running, and biking in the foothills and camping, skiing, boarding, and whitewater rafting just beyond the backyard in the miles of mountain terrain, Idaho boasts a nature and outdoor adventurer’s delight.

If Idaho is booming as a vacation hot spot, now is the time to get in on the opportunities while it is still in the beginning phase. Tapping early into the reservoir of vacation rentals in a destination hot spot is the ideal investment. The right investment will yield high returns and have minimal maintenance. But you will have to do a little investing of yourself to make a vacation rental ideal. With as little as ten hours per week a recent survey* found that vacation rentals comprised a quarter of survey participants’ income. Time was spent advertising, responding to traveler’s questions, and coordinating cleaning and maintenance of the property. Think how much easier it would be if your vacation rental was just across town – accessibility for a quick check-in, variety of known local cleaners, maintenance, and contractors to choose from, all equal peace of mind.

If you’re still on the fence, there is always the option to use your current home as a vacation rental and purchase an upgraded home for yourself. In the end there is always the option to sell if it doesn’t work out.

*Silverhawk Realty (serving real estate needs in the Treasure Valley and Western Treasure Valley) and its affiliates do not provide tax, legal or accounting advice. This material has been prepared for informational purposes only, and is not intended to provide, and should not be relied on for, tax, legal or accounting advice. You should consult your own tax, legal and accounting advisors before engaging in any transaction.


* http://www.vogue.com/13515667/top-travel-destinations-2017/

* https://www.homeaway.com/info/media-center/press-releases/2016/vacation-rentals-provide-valuable-income-source-for-owners-again

Photo by: Alamy

The Bathroom Option

DSC_1109 (1280x821)Bathrooms have come a long ways over the decades. Bathrooms of yesteryear had all the essentials – toilet, sink, tub, and shower (sometimes), but they lacked layout and functionality and most of the time personality, not to mention the number of bathrooms per house. Think back to your grandma’s bathroom or Aunt Suzie’s bathroom or maybe even your own childhood bathroom. Today bathrooms still contain the essentials, if they’re a full bath (more on this in a bit), but they also have functional layouts, storage, and personality as builders get crafty and accessories are in abundance. With marble or granite counter tops, tile back splashes, and vinyl flooring made to look like stone or actual stone flooring bathrooms nowadays are a creative endeavor worth showing off.DSC_5690-1

As shower surrounds improved and bath shower combos became spacious and functional (no shower curtain sticking to your legs or drafty air freezing you out) with space for your bathing items the place where you perform your daily hygiene routine is easier. And if you have a newer home much more stylish. Accessories abound as towel racks, facets, mirrors, lighting and toilet paper holders all of sudden look like someone took the time to make them fashionable – not to mention fun to use.

IMLS98623950O[1]Another trend is bathrooms that are a fraction less than a full bathroom. Most houses being built today come with a half bath, a bathroom that typical has a sink and toilet, to accommodate your guests, often called “powder rooms” from lingo of days old. In newer homes, this bathroom is a little bigger than a closet close to the common areas and away from bedrooms. Some houses might also have a three-quarter bath, which contains a shower, sink and toilet, foregoing the tub. Older homes might have a three-quarter bath missing the shower instead of the tub. In todays fast pace society, showers get more use than bathtubs, as bathing in a tub is now seen as a luxury. Master bathrooms of new homes typically boast a standalone shower and a deep, jetted tub, which is often more for looks and is actually rarely used. And for knowledge sake, there is a quarter bath, which as you can guess only has one of the four bathroom essentials, typically a toilet. This is unheard of in new construction.DSC_1111 (1280x842)

Bathroom sizes do affect the value of your house. If you are thinking of remodeling or adding a bathroom a full bath will give your home more value than any other bathroom option. The National Association of Home Builders conducted a study in 2006 and found that a full size bathroom will add about 20% to a homes value, while a half bath will add about 10.5%. This was true even if the number of bathrooms equaled the number of bedrooms. And if the bathrooms were less than the number of bedrooms a bathroom addition could add even more value. Thinking back to older homes with only one bathroom…we’re lucky bathroom norms have come a long way.


Honorary Commander of the Air National Guard 124th Fighter Wing

FullSizeRender On November 9th, 2016, I was sworn in as the Honorary Commander of the Air National Guard 124th Fighter Wing. This was such an honor and it couldn’t have happened during a better week. With Veteran’s Day celebrations and a time to remember all of the sacrifices our brave servicemen and women have so graciously given for our freedom I am truly humbled and honored to accept this privilege.

It was an extraordinary day as I was surrounded by family and friends. My dear friend Commander Mills, swore me in and presented me with my certificate, uniform shirt and challenge coins. But it didn’t stop there – I was given instructions as honorary commander and taken on a survival mission where I helped navigate two A-10’s back to base during a search and rescue demonstration. Words cannot describe my feelings as I took in the day and its events.

Last Friday, January 13th, I had the honor of being invited to this year’s “Airman of the Year” Awards Banquet IMG_1962for the Idaho Air Guard’s 124th Fighter Wing held at the JUMP Ballroom in downtown Boise.  The photos you see here are just a few from this extraordinary evening.

Click here to watch the Air National Guard 124th Fighter Wing 2016 Year in Review video that MIX 106 has provided.

To be a voice for my community is something I take to heart!  I’m a pleased and honored at this tribute to represent the Security Forces. The honorary commander program is used to establish and maintain personal contact with local civic leaders in our community to increase public awareness of the missions, policies, and programs of the Idaho Air National Guard and the United States Air Force. I take this honor seriously and will do my upmost best to be a positive and supportive voice for the Security Forces and sustain the link between civil and service in our community.

IMG_1969Thank you to all those who have served and for those of you who will follow in these same footsteps and serve our country in the years to come. As a proud American, I am eternally grateful for the many sacrifices of our veterans and our active servicemen and women. We truly cannot thank you enough or adequately show our appreciation for your time, effort, and commitment to your country.

Fighting for YOUR Mortgage Interest Deduction

house blogIt’s big news right now in the world of housing: mortgage interest deduction. With a huge Republican tax reform platform possibly coming to the legislative table and a reformation idea to fuel the economy, the mortgage interest deduction is up for debate with possible modifications that will make it less beneficial than it has been in the past.

Historically, the mortgage interest deduction has been poked and prodded with the intent of changing it, but it has had true staying power as lawmakers saw its lasting importance. In the past, reforms have tried to cap the deduction or make it a flat rate, but they were all shot down as REALTOR® representatives informed decision makers that doing so would actually hurt the housing market and in turn, the economy – the opposite of what they were intending the reforms to do. But for this mortgage interest deduction debate things are looking a little different.

For this tax reform debate the Brady plan is on the table. Plans for the mortgage interest deduction are not to eliminate it, but to put in place a higher standard deduction to cut taxes for many low-income and middle-income Americans. This change makes the mortgage interest deduction less useful and will hurt the housing market. First-time buyers will not see the benefits of purchasing homes, and the housing market will suffer significantly, experts say.

At first glance, the Brady Bill looks to benefit low-income and middle-income wage earners by introducing a higher standard deduction to income taxes. However, the reality is that by doing so will hurt average homeowners and possibly slow the economy. An example: a homeowner earning $65,000 a year invests in a home for $263,000 sees their tax benefit decrease from $3,325 to $166. Discouraging home ownership by reducing the mortgage interest deduction makes renting look far more beneficial. Homeownership advocates warn of a housing collapse if such a reform is embraced by law makers. That’s why REALTORS® and other homeownership advocates are launching a defense against such reforms.

The National Association of REALTORS® (NAR) and the National Association of Home Builders (NAHB) are not about to let policy makers make such a significant and damaging change to the mortgage interest deduction.  In December, NAR sent a letter to Congress stating the Brady plan as “potentially devastating” to the housing market. We have also hired an accounting firm to study the ways in which the current blueprint for the tax reform would affect house prices and sales. In the past, such documentation has swayed lawmakers to redirect tax reform. Our hope is this fight will result as all the others: with the mortgage interest deduction unaffected and fully intact!


*Silverhawk Realty and its affiliates do not provide tax, legal or accounting advice. This material has been prepared for informational purposes only, and is not intended to provide, and should not be relied on for, tax, legal or accounting advice. You should consult your own tax, legal and accounting advisors before engaging in any transaction.


A Christmas Present for You

As the holidays are wrapping up and the year is coming to a close a great gift to give yourself is real estate. Maybe you got that perfect gift: a fancy new electronic gadget, those beautiful sparkly earrings or the sports car of your dreams. But guaranteed, a new real estate investment would far outweigh all those gifts combined. Why? Eventually you’d be able to purchase all of those gifts with the income from your investment.

Continuous Income

With income properties there is no pressure to sell unlike raw land or other real estate not providing any income. Income properties continually contribute income month after month. So unless you want cash out, your equity, there is no pressure to sell.


With the proper location your income property will reap the best returns. As all real estate is tied to location, finding the perfect investment property for you is dependent on location and niche market trends. Superior location for a specific business is what makes an income property great. And a great income property makes a great investment. Finding an ideal location for the type of income property you’d like to invest in doesn’t have to be difficult to figure out. Your REALTOR® will be able to advise you on how to assess location and market niches. It is our job to know the local market and other markets within the same geographical area. To harness the best potential for an income property, be patient and don’t settle unless the location is perfect.


A megatrend is a pattern or movement which has a major impact on business and society as a whole. The main ones include: globalization, demographic changes, urbanization, technology changes and climate change and sustainability. Megatrends will affect how you purchase income property, or they should anyway if you want to have a profitable property. Bottom line with megatrends is to be on the correct side of what is going on in the U.S. today. What worked five years ago isn’t the same for today.

While that little neighborhood market on the corner thrived, today it isn’t reaping the same earnings it did five years ago, because things have changed. Trends have changed. Maybe all the college kids have moved out of the area and now the neighborhood is full of working families who shop at the major grocery store. Maybe the junior high around the corner got relocated and there aren’t any junior high kids storming the store at lunch and after school spending their allowance or lunch money on candy bars and soda.

Isolating trends in a specific market niche will help your income property succeed. One investment idea based on baby boomers retiring is that mobile home parks have the best fundamentals in real estate today. But that idea won’t work in every market. By doing your homework you can discover what will work the best in the right area, which will allow your investment property to grow in value and distribute cash simply from being in the right spot and more importantly at the right time.


*Silverhawk Realty and its affiliates do not provide tax, legal or accounting advice. This material has been prepared for informational purposes only, and is not intended to provide, and should not be relied on for, tax, legal or accounting advice. You should consult your own tax, legal and accounting advisors before engaging in any transaction.

Forbes Points to Ada and Canyon County for Investment Opportunities

As a nation, we’ve left the recession blues behind and we’re climbing back to pre-recession highs, picking up where we left off. As our economy continues to thrive, analysts are looking to small markets for their substantial growth opportunities. Forbes takes a look at the Mountain States, specifically Ada and Canyon County, as ideal investment options in real estate.

Mountain States have always offered a low cost-of-living, which continues today despite economic growth and inflation. Cost-of-living continues to remain lower than the national average and significantly lower than major metropolises. Even with continued growth our market remains favorable. Let’s take a look at why.

Outsiders are drawn not only to the favorable real estate market, but the valley’s favorable lifestyle and low cost-of-living. This is the place to raise a family, attend college, find and create a career path, and access the wonderful outdoor world in our backyard. And apparently, according to Forbes also the place to invest in your retirement and pass on your legacy.

As the real estate market in both Ada County and Canyon County continue to boom investors will be looking to our market for their own capital gains – and not just local investors either. However, large investors typically stay away from smaller markets due to the inherent risks of small markets; so we’re looking at private outside investors whose investment volume is significantly smaller than larger investors, which reduce risks. Idaho has two prime markets that fit the small market profile and are perfect for investing.

Just outside of Boise, Micron feeds the world’s never ending technology need. In turn, Micron supplies Ada County residents and beyond with employment opportunities for high level jobs. These jobs create lower paying jobs – jobs in retail, restaurants, and healthcare. What this means for real estate is that the higher paying jobs fuel the real estate market and the lower paying jobs fuel the renter pool. Forbes predicts that over the next three years 6,000 new single-family houses will be built in Ada County; and of those 6,000 new houses, 5,000 will be for the renter pool.

While Boise’s job market growth is double the national average, Canyon County’s is three times the national average. Once again these jobs are in healthcare, restaurants, and retail. The interesting fact is that with all these jobs in retail and restaurants, Canyon County is underserved in these capacities. Growth can only be expected to continue its upward momentum in these sectors. Housing in Canyon County has always been less expensive than its neighboring Ada County, which means you’ve been getting more house for your dollar. However, Forbes predicts prices to increase by 33 percent over the next three years. Forbes also expects 4,000 single-family houses built over the next three years and 3,000 of those to be renter occupied.

Our valley is set to experience growth in the next three years: more jobs, more construction, more houses sold, more lives improved. Who wouldn’t want to live here?

Source: http://www.forbes.com/sites/ingowinzer/2016/09/20/is-it-time-to-invest-in-the-mountain-states/#2d10fdb92c9d
Visit our website: www.SilverhawkRealty.com